
Uber/Lyft Accidents - Who is Liable?
Advice from a Long Beach Car Accident Lawyer

Car accidents happen every day, some causing simple property damage and others causing serious injuries and even death. While resolving these expenses with insurance companies and negligent drivers can be challenging, matters become even more complex when taxi or rideshare companies are involved, such as Uber or Lyft.
Car accidents, especially those involving Uber drivers, can result in:
- Thousands of dollars in property damage
- Extensive medical costs and lost wages
- Severe pain and suffering
- Disputes over liability
At McGee Lerer Ogrin, our husband and wife team of accident attorneys are equipped with decades of collective experience and are passionate about representing injury victims. We know that this can be a very overwhelming time, not only physically, but also financially, which is why we never charge a single fee unless we win your case.
Do not wait another moment to discuss your case with our Long Beach car accident attorneys!
Here is a checklist of the information we’ll ask for during your initial consultation.
How Much Insurance Coverage Do Uber Drivers Have?
The amount of insurance available to cover an injury victim's claim depends on whether the accident happens when the Uber driver is on a trip, or while the Uber driver is signed onto the Uber app but not on a trip. If the car accident happens after the Uber driver has accepted a trip and is carrying passengers or is en route to pick up passengers: Uber has $1 million in liability coverage and $1 million in uninsured/underinsured motorist coverage. Click here to see a copy of Uber's insurance declarations page with James River Insurance.
That means that if the Uber driver was at fault for the accident: there is up to $1 million in liability coverage to pay for your injury claim. If you were a passenger in an Uber car and another driver was at fault: there is up to $1 million in uninsured/underinsured motorist coverage that will apply if the at-fault driver had no insurance or not enough insurance.
If the car accident happens while the Uber driver is not on a trip: Uber has $50,000 per person in liability coverage per person, and $100,000 per accident (i.e., if there is more than one injury victim in the accident, there is a policy limit of $100,000 to pay all injury claims. Though Uber has made a name for itself for being innovative and the "cheapest ride in town," they often sacrifice safety for passengers and other drivers on the road.


Results That Speak for Themselves
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$122,500,000 Global Settlement Sexual Abuse
Represented 14 of 124 childhood sexual abuse victims against the City of Santa Monica.
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$18,000,000 Auto v. Truck
Client rear-ended by trucking company.
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$10,000,000 Auto v. Big Rig
Family struck by a big rig.
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$4,090,000 Auto v. Auto
Family struck by a County of Los Angeles employee.
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$3,500,000 Negligence, Personal Injury
Client who was injured when a piece of machinery fell off a plumbing truck onto his foot.
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$3,500,000 Warehouse Accident
Client whose foot was run over by a forklift driver.