Question:
I was sleeping in my RV parked on the shoulder of the highway when a car crashed into the back of it. Not only was I injured, but now I have nowhere to sleep. I was living in the RV. What are my rights?
Answer:
If you were injured and your RV damaged in an accident that was someone else’s fault, complex issues can arise. Because RVs are expensive, there is a lot at stake.
YOUR PROPERTY DAMAGE RIGHTS AFTER AN RV ACCIDENT
If your RV was damaged in an accident, you have a right to be paid for:
- The repair or total loss value of your RV.
- A rental vehicle while your RV is in the shop undergoing repairs, or while you are waiting for the total loss check.
- A hotel if you were living in the RV.
- The diminished value of your RV if it is deemed repairable.
- A storage space to store your personal property while the RV is undergoing repairs.
If there was substantial damage to your RV, there is good chance that the at-fault driver’s property damage policy limit won’t be enough to cover all your losses. If that is the case, then you may be better off going through your own insurance carrier on your property damage claim. Your own carrier won’t pay for a hotel, or diminished value, or a storage space, but they will pay to repair or total out your RV, if you have collision coverage.
If you were injured in an accident involving your RV, the logistics of dealing with your damaged RV, while you are also suffering physically, can be overwhelming. It is best to seek the advice of a personal injury attorney, who can guide you through claims process. At McGee, Lerer & Associates, we have represented many people injured in RV accidents. We know there’s a lot at stake when your RV is not only your transportation, but also your home. We fight to get you maximum compensation for the damage to your RV, and your injuries. Contact our RV accident attorneys for a free consultation.